Changing the meaning of money for millennials.
> To make financial literacy more accessible and comprehensible
> To host workshops and events on a regular basis
> To reach the community outside of campus
> To extend to other universities
> To shift the financial mindset of millennials
Our 3 M's
Shifting the outlook of money for millennials from a short term to a more long term mindset is a core principle of our financial literacy. To get over instant gratification and be able to manage money with your future in mind, rather than short term happiness.
Managing your money efficiently is the foundation of building towards financial freedom. Proper money management includes budgeting ahead properly for upcoming expenses and always being aware of how much money you have. Your money is an extremely valuable asset so you must handle it wisely and make sure the value of your assets multiply over time.
To build wealth, it is important to have your money working for itself, so you will not be working for it forever. Placing your money in investment accounts or in assets that gain value over time, such as real estate, is essential in reaching financial freedom.
Having A Plan
-A fundamental financial skill for planning and prioritizing one’s spending that helps one reach their goals.
Your Borrowing Reputation
-A key component of your financial reputation that helps one get things they need now, based on their promise to pay it back later.
Everyone Pays Them
-A basic understanding of taxes is necessary so one can take full advantage of any expenses occurred throughout the year.
Money Making Money
-Helps one ensure future long-term financial security by placing their money in forums where it will grow to a larger sum at a quicker rate.
Building A Legacy
-The practice of accumulating money with not just yourself, but your children and even your children’s children in mind.
Meet the Founders
Cody Dorce is currently a student at the University of North Carolina at Charlotte, studying Economics and Philosophy. Cody's interest in financial education stems from the social injustices that are a result of economic inequality. He co-founded BreadWinners with Kris Sherrod after recognizing the extreme interest for Cryptocurrency and other investment vehicles that was not being fulfilled across UNCC's campus.
Cody is raised in Concord, NC. He is the son of Claudy and Pascale Dorce.
Kris Sherrod graduated from University of North Carolina at Charlotte with a Bachelor of Science in Business Administration degree in Finance in 2018. He took an interest in finance because it allowed him to utilize his gifted mathematical abilities while gaining a deeper understanding for the extreme American obsession of the dollar. Kris feels as though many problems can be solved and people can be aided through financial education. He obtained his NC Life Insurance License in April 2018.
Kris is originally from Raleigh, NC. He is the son of James and Marsha Sherrod and has two brothers, Clee and Terez Sherrod.